Neobank & Digital Banking Platform Development
App-first banking with accounts, cards, payments and savings on a BaaS stack
Neobanks win customers with instant onboarding, smart cards and money insights — no branches. AdelSocial builds digital banking platforms on Banking-as-a-Service partners, with eKYC, accounts, cards, UPI, savings and spend analytics, so you can launch a compliant, app-first bank for your niche.
Problems we solve
The operational friction killing growth right now. Each one eliminated by what we build.
Regulatory partnerships
Banking features require licensed bank/BaaS partners and compliance.
Onboarding drop-off
Slow KYC kills conversion; it must be instant and digital.
Security & fraud
Money apps need strong auth, monitoring and fraud controls.
Differentiation
Beating incumbents needs standout UX, insights and rewards.
Everything we ship
Standard in every engagement. Add more, remove some — each build adapts to your scope.
Accounts & Cards
Savings accounts and virtual/physical cards via BaaS partners.
Instant eKYC
Aadhaar/PAN video KYC for minutes-long onboarding.
UPI & Payments
UPI, transfers, bill payments and recharges in-app.
Money Insights
Spend categorisation, budgets and savings goals.
Security & Fraud
Device binding, limits, freeze-card and fraud monitoring.
Rewards
Cashback, referrals and card offers to drive engagement.
Built with modern, battle-tested tech
We pick the stack based on your scale, team and 5-year maintainability — not what's trendy.
- Flutter / native
- Biometric auth
- Secure storage
- Java / Node.js
- BaaS integration
- Ledger & reconciliation
- PostgreSQL
- AWS (India)
- PCI-DSS
How we ship
Transparent, milestone-based process with weekly demos. No black box, ever.
Discovery & Scoping
We map your requirements, users and success metrics for the fintech, then lock scope, milestones and a fixed quote.
UI/UX Design
Wireframes to pixel-perfect screens for every flow, reviewed with you before a line of code is written.
Architecture & Setup
Database schema, API design, cloud infrastructure and a security baseline built for your scale.
Development
Feature-by-feature builds shipped to a staging URL every week for your live feedback.
QA, Security & Testing
Manual and automated testing, load testing and a security pass before anything goes live.
Launch & Support
Deployment or app-store submission, plus post-launch support, monitoring and iteration.
Transparent pricing
Starting points based on business stage. Every tier is customizable — the final number depends on scope.
Startups & MVPs
- Accounts & Cards
- Instant eKYC
- UPI & Payments
- Admin dashboard
- 3 months support
Growing businesses
- Everything in Starter
- Money Insights
- Security & Fraud
- Payment & API integrations
- 6 months support
Large-scale & enterprise
- Everything in Growth
- Rewards
- Custom integrations & white-label
- Dedicated project manager
- 12 months support + SLA
Frequently asked questions
A neobank app starts around ₹7,00,000; full platforms with cards and analytics range up to ₹50,00,000.
You partner with a licensed bank/BaaS provider; we build the app and integrate their APIs to stay compliant.
Yes — instant Aadhaar/PAN and video KYC for fast, compliant onboarding.
We build PCI-DSS-grade security with biometric auth, device binding, limits and fraud monitoring.
Yes — we integrate leading BaaS/bank partner APIs for accounts, cards and payments.
Ready to ship?
Book a 30-minute consultation. We'll scope your project, estimate accurately, and share recommendations — no sales pressure, no obligations.