Neobank & Digital Banking Platform Development by AdelSocial Technologies — App-first banking with accounts, cards, payments and savings on a BaaS stack. Investment ₹7,00,000 - ₹50,00,000, typical timeline 14-24 weeks. Delhi-based, delivered across India, UAE, UK and USA.
Neobank & Digital Banking Platform Development
App-first banking with accounts, cards, payments and savings on a BaaS stack
Neobanks win customers with instant onboarding, smart cards and money insights — no branches. AdelSocial builds digital banking platforms on Banking-as-a-Service partners, with eKYC, accounts, cards, UPI, savings and spend analytics, so you can launch a compliant, app-first bank for your niche.
Problems we solve
The operational headaches quietly capping your growth — each one designed out of the product we build.
Regulatory partnerships
Banking features require licensed bank/BaaS partners and compliance.
Onboarding drop-off
Slow KYC kills conversion; it must be instant and digital.
Security & fraud
Money apps need strong auth, monitoring and fraud controls.
Differentiation
Beating incumbents needs standout UX, insights and rewards.
Features that ship in every build
Every capability below comes standard. Add more, trim others — each build is scoped to your business.
Accounts & Cards
Savings accounts and virtual/physical cards via BaaS partners.
Instant eKYC
Aadhaar/PAN video KYC for minutes-long onboarding.
UPI & Payments
UPI, transfers, bill payments and recharges in-app.
Money Insights
Spend categorisation, budgets and savings goals.
Security & Fraud
Device binding, limits, freeze-card and fraud monitoring.
Rewards
Cashback, referrals and card offers to drive engagement.
Built with modern, battle-tested tech
We pick technology for your scale, budget, and long-term maintainability — not for what's trending.
- Flutter / native
- Biometric auth
- Secure storage
- Java / Node.js
- BaaS integration
- Ledger & reconciliation
- PostgreSQL
- AWS (India)
- PCI-DSS
How we build & ship
From kickoff to launch — a transparent, milestone-based process with weekly progress updates.
Discovery & Scoping
We map your requirements, users and success metrics for the fintech, then lock scope, milestones and a fixed quote.
UI/UX Design
Wireframes to pixel-perfect screens for every flow, reviewed with you before a line of code is written.
Architecture & Setup
Database schema, API design, cloud infrastructure and a security baseline built for your scale.
Development
Feature-by-feature builds shipped to a staging URL every week for your live feedback.
QA, Security & Testing
Manual and automated testing, load testing and a security pass before anything goes live.
Launch & Support
Deployment or app-store submission, plus post-launch support, monitoring and iteration.
Transparent pricing tiers
Start from the tier that fits your stage. Every plan is customizable — talk to us for exact scope.
- Accounts & Cards
- Instant eKYC
- UPI & Payments
- Admin dashboard
- 3 months support
- Everything in Starter
- Money Insights
- Security & Fraud
- Payment & API integrations
- 6 months support
- Everything in Growth
- Rewards
- Custom integrations & white-label
- Dedicated project manager
- 12 months support + SLA
Frequently asked questions
A neobank app starts around ₹7,00,000; full platforms with cards and analytics range up to ₹50,00,000.
You partner with a licensed bank/BaaS provider; we build the app and integrate their APIs to stay compliant.
Yes — instant Aadhaar/PAN and video KYC for fast, compliant onboarding.
We build PCI-DSS-grade security with biometric auth, device binding, limits and fraud monitoring.
Yes — we integrate leading BaaS/bank partner APIs for accounts, cards and payments.
Other industries we build for
Ready to build your fintech?
Get a free 30-minute consultation. We'll scope your project, estimate cost accurately, and share honest recommendations — no obligation.